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If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve.
- Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
- And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
Last year, some housing experts projected a decline in home prices by the end of 2023. But that didn’t happen – inventory was just too low.
If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase.
When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed).
Downsizing is a popular choice for homeowners when they retire or when their needs change, but with inflation still high, it’s also a way to reduce costs.