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You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
  • And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
  • Let’s connect to make sure you have a trusted lender and can find out if you’re ready to buy a home sooner rather than later.
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Homeownership Builds Your Wealth over Time [INFOGRAPHIC]

Homeownership Builds Your Wealth over Time [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.
  • On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.
  • Homeownership wins over time. Let’s connect so you can start your homebuying journey today.
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What’s Really Happening with Home Prices? [INFOGRAPHIC]

What’s Really Happening with Home Prices? [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re thinking about selling your house, recent headlines about home prices falling month-over-month may have you second guessing your decision—but perspective matters.
  • While home prices are down slightly month-over-month in some markets, home values are still up almost 10% nationally on a year-over-year basis. A nearly 10% gain is still dramatic compared to the more normal level of appreciation, which is 3-4%.
  • Let’s connect to find out how much equity you have in your current home and how you can use it to fuel your next purchase.
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Key Terms To Know When Buying a Home [INFOGRAPHIC]

Key Terms To Know When Buying a Home [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process.
  • If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the homebuying process.
  • Let’s connect so you have expert answers for any questions as they come up.
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Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC]

Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re planning to buy a home in 2023, here are a few things to focus on.
  • Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them.
  • Let’s connect so you have expert advice on how to reach your homebuying goals this year.
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2023 Housing Market Forecast [INFOGRAPHIC]

2023 Housing Market Forecast [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation.
  • If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023.

Sources:

  • realtor.com
  • Home Price Expectations Survey (HPES)
  • National Association of Realtors (NAR)
  • Mortgage Bankers Association (MBA)
  • Fannie Mae
  • Freddie Mac
  • Zelman & Associates
  • Greg McBride, Chief Financial Analyst, Bankrate
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Reasons To Sell Your House This Season [INFOGRAPHIC]

Reasons To Sell Your House This Season [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re planning to make a move but aren’t sure if now’s the right time, here are a few reasons why you shouldn’t wait to sell your house.
  • The supply of homes for sale, while growing, is still low today. Plus, serious buyers are out looking right now, and many are hoping to avoid falling into the rental trap for another year.
  • Let’s connect to determine if selling your house before the new year is the right move for you.
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Winter Home Selling Checklist [INFOGRAPHIC]

Winter Home Selling Checklist [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • As you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal.
  • This list will help you get started, but don’t forget, a real estate professional will provide other helpful tips based on your specific situation.
  • Let’s connect so you have advice on what you may want to do to get your house ready to sell this season.
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Home Sweet Home: The Emotional Benefits of Homeownership [INFOGRAPHIC]

Home Sweet Home: The Emotional Benefits of Homeownership [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move.
  • Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of.
  • Let’s connect today to discuss all that homeownership has to offer.
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Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC]

Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever.
  • That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing market. They know what buyers are looking for and how to highlight any upgrades you make.
  • Let’s connect so you know where to focus your efforts so your house will stand out in a today’s market.
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VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]

VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • VA Loans can help make homeownership possible for those who have served our country.
  • These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house.
  • Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they have the best information about the benefits of VA home loans.
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Homeownership Wins Over Time [INFOGRAPHIC]

Homeownership Wins Over Time [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership.
  • As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991.
  • Homeownership wins in the long run. If you’re ready to buy a home, let’s connect today.
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Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]

Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home.
  • Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search.
  • Any major life change can be scary, and buying a home is no different. Let’s connect so you have an advisor by your side to take fear out of the equation.
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3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]

3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.
  • You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?
  • Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market.
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Tips For First-Time Homebuyers [INFOGRAPHIC]

Tips For First-Time Homebuyers [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall.
  • Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius.
  • Your first home is out there. Let’s connect to explore your options and what other first-time buyers are doing to find their homes.
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The Journey To Buy a Home [INFOGRAPHIC]

The Journey To Buy a Home [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • When you head out to buy a home, there are a number of key milestones you’ll encounter along the way.
  • The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more.
  • Your journey starts here. Let’s connect so you have expert guidance each step of the way.
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Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]

Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers.
  • Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge against inflation.
  • If you’re ready to take advantage of the benefits of homeownership, let’s connect to explore your options.
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Fall Home Selling Checklist [INFOGRAPHIC]

Fall Home Selling Checklist [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen.
  • Focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal.
  • Let’s connect so you have advice on what you may want to do to get your house ready to sell this season.
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A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]

A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.
  • Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious.
  • Connect with a trusted professional to learn more and start your homebuying process today.
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Why It’s So Important To Hire a Pro [INFOGRAPHIC]

Why It’s So Important To Hire a Pro [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re thinking of buying or selling a home, you’ll want a trusted real estate professional on your side for their industry experience and expert insights.
  • The right advisor utilizes the latest technology and can help you navigate today’s home pricing and market values, the contracts and fine print, and the negotiations you’ll face.
  • Let’s connect so you have expert advice each step of the way.
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Here's Why It's Still a Sellers' Market [INFOGRAPHIC]

Here's Why It's Still a Sellers' Market [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • While buyer demand has moderated and housing supply has grown in recent months, it’s still a sellers’ market because inventory is low.
  • The latest data shows sellers continue to benefit from serious buyers and competitive offers. In July, the average home received 2.8 offers and 39% sold over the asking price.
  • You haven’t missed your opportunity to sell. Let’s connect to start the process today.
 
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What Would a Recession Mean for the Housing Market? [INFOGRAPHIC]

What Does a Recession Mean for the Housing Market? [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us.
  • In four of the last six recessions, home prices actually appreciated, only falling during the early 90s and the housing crash in 2008. Mortgage rates, though, declined during each of the previous recessions.
  • If you have questions about buying or selling a home in today’s market, let’s connect.
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Why a Home Inspection Is Important [INFOGRAPHIC]

Why a Home Inspection Is Important [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If you’re buying a home, here’s what you should know about your home inspection and why it’s so important.
  • A home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road.
  • Let’s connect so you have an expert on your side to guide you through the process.
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Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]

Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways.
  • First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs say there won’t be a wave of foreclosures like the last time.
  • If you have questions about the housing market, let’s connect.
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Housing Market Forecast for the Rest of 2022 [INFOGRAPHIC]

Housing Market Forecast for the Rest of 2022 [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • The housing market is shifting away from the intensity of the past two years. Here’s what experts project for the remainder of 2022.
  • Home prices are forecast to rise more moderately than last year. Mortgage rates will respond to inflation, and home sales will be more in line with pre-pandemic years.
  • Let’s connect so you can make your best move this year.