6 Foundational Benefits of Homeownership Today
Over the past year, our homes have become an integral part of our lives more than ever.
Why Owning a Home Is a Powerful Financial Decision
In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few.
Do I Really Need a 20% Down Payment to Buy a Home?
Is the idea of saving for a down payment holding you back from buying a home right now?
Want to Build Wealth? Buy a Home This Year.
Every year, households across the country make the decision to rent for another year or take the leap into homeownership.
What’s the Difference between an Appraisal and a Home Inspection?
If you’re planning to buy a home, an appraisal is an important step in the process.
Why Moving May Be Just the Boost You Need
As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history.
Financial Fundamentals for Homebuyers [INFOGRAPHIC]
![Financial Fundamentals for Homebuyers [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2021/01/20210122-NM.png)
Some Highlights
- When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.
- From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning.
- Reach out to a local real estate professional and a trusted lender today to make sure you have the best possible guidance as you begin your homebuying process.
Owning a Home Is Still More Affordable Than Renting One
If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone.
Should I Wait for Lower Mortgage Interest Rates?
Historically low mortgage rates are a big motivator for homebuyers right now.
How to Make the Dream of Homeownership a Reality This Year
In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech.
Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]
![Reasons to Hire a Real Estate Professional [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2021/01/20210115-NM.png)
Some Highlights
- There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.
- Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application.
- The best plan is to fully disclose your intentions with your lender before you do anything financial in nature.
4 Reasons People Are Buying Homes in 2021
According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles.
Reasons to Hire a Real Estate Professional [INFOGRAPHIC]
![Reasons to Hire a Real Estate Professional [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2021/01/20210108-NM.png)
Some Highlights
- Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process.
- The right agent can explain current market conditions and break down exactly what they mean for you.
- If you’re considering buying or selling a home this year, make sure to work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more.
The Importance of Home Equity in Building Wealth
Homeownership has always been the first rung on the ladder leading to household wealth.
Why Not to Wait Until Spring to Make a Move
The housing market recovery coming into the new year has been nothing short of remarkable.
Turning a House into a Happy Home
We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership.
The Difference a Year Makes for Homeownership
Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times.
The Do’s and Don’ts after Applying for a Mortgage
Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close.
Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC]
![Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2020/12/20201211-NM.png)
Some Highlights
- Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle.
- Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers.
- Reach out to a local real estate professional to make sure you’re armed for victory in the housing market this season.
The Path to Homeownership [INFOGRAPHIC]
![The Path to Homeownership [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2020/12/20201204-NM.png)
Some Highlights
- If you’re thinking of buying a home and not sure where to start, you’re not alone.
- Here’s a map with 10 simple steps to follow in the homebuying process.
- Be sure to work with a trusted real estate professional to learn the specific path to take in your local area.
Knowledge Is Power on the Path to Homeownership
Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there.
5 Tips for Homebuyers Who Want to Make a Competitive Offer
Today’s real estate market has high buyer interest and low housing inventory.
Key Terms to Know in the Homebuying Process [INFOGRAPHIC]
![Key Terms to Know in the Homebuying Process [INFOGRAPHIC] | Keeping Current Matters](https://www.keepingcurrentmatters.com/wp-content/uploads/2020/11/20201127-NM.png)
Some Highlights
- Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
- To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way.
- The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first.
Is Buying a Home Today a Good Financial Move?
There’s no doubt 2020 has been a challenging year.
Don’t Let Buyer Competition Keep You from Purchasing a Home
This year’s record-low mortgage rates sparked high demand among homebuyers.